Mortgage Broker & Advisers Stoke-on-Trent, Staffordshire

Covering Staffordshire & Cheshire we will always find the very best Mortgage / Equity Release product for you. Unlike Banks and Building Societies, who can only offer their own products, we have whole of market access to all 69 UK Mortgage & Equity Release providers. Once we understand your personal requirements we will always find you the best product available.

With over 1,000 branches having closed over the last 2 years it is becoming increasingly difficult to see a mortgage adviser at your own Bank or Building Society.

Simply give us a call for a telephone consultation of to arrange a face to face appointment.

Our Mortgage Products and Services

Mortgages / Re-mortgages

Deciding to move home or re-mortgage your existing property are big decisions and it’s extremely important that you obtain the best interest rates available. With whole of market access, we will always find the best product for you.

First Time Buyers

Buying your first home is one of the biggest decisions you will ever make. Quite often people don’t know where to start and find it very stressful. We will help and advice you through the whole process until you move into your new home.

Buy To Lets & Further Advances

With tax rules changing over the next 4 years and stress tests becoming far more aggressive, the Buy To Let market is becoming increasingly complex. At Independent UK Mortgages we are always up to date with the latest changes and offer professional advice.

Poor Credit Mortgages

Contrary to belief a poor credit score won’t necessarily stop you from getting a mortgage. We work with a panel of lenders who assess each case on a case by case basis. By analysing your credit file we will know which lenders will consider offering a mortgage for you.

Equity Release (Over 55’s)

These products allow you to access some or all of the money tied up in your house. Many retired people find themselves ‘asset rich and cash poor’. Equity Release products allow you to release cash from your property. You may wish to help your children buy their own house, have more to spend in retirement or even pay off your existing mortgage.

Protection

In general people are comfortable insuring their home and contents, cars, phones and domestic appliances etc. However many people don’t insure their lives or their incomes. How would your family cope if the unexpected happened and how would you cope if you could not work through illness?

Testimonials

We could not recommend Rob enough. Being first-time buyers we needed lots of help and guidance. Rob has gone above and beyond for us, telling us everything we need to know and keeping us updated throughout the process. Wouldn’t hesitate in using Rob again.

Thanks to the way Rob managed everything, I experienced zero stress when buying my house unlike a lot of people that I know who chose to do it themselves. I can't say enough about Rob to be honest. He made what should be a stressful process in life quite simple and straight forward. He is a lovely guy who wants to do nothing but help his clients. I won't be going anywhere else when it comes to mortgage advice - Awesome service!

Rob saved us £12k over 5 years, do I need to say anymore? He's a great broker and it always felt like he put us first. He was honest and up front from day one, nothing seemed to faze him and no matter what questions I had he was always at the end of phone, even on a Sunday. He makes it look so easy. So happy we found him considering there 200 miles + between us. Great firm. Thanks Rob, will 100% use again.

I contacted Rob on behalf of my Dad who wished to take out an Equity Release / Lifetime Mortgage. He came out to see my Dad and our family on two occasions and was extremely professional in everything that he did. Rob explained the whole process very clearly in a way that we all understood & sourced the best product available. The whole process went very well and the money was soon in Dad’s bank. Our family trusted Rob 100% in dealing with Dad’s finances and we would highly recommend him.

Having previously tried without success to get a mortgage, within 24 hours of speaking to Rob, he had obtained a Decision in Principle. I was able to make an offer on a property and with Rob's continued support throughout the process, my offer was accepted and my mortgage put in place. Rob works hard for his clients to ensure that they get the best deal that is available and that it is suitable for them. I would highly recommend Rob, his knowledge and expertise to get the right deal is second to none.

Fantastic! As first time buyers the idea of going through the process of getting a mortgage was very daunting but Rob has been very helpful from start to finish. Top class service and also the most genuine and honest person you could wish to deal with, I cannot recommend him enough!

5*, A+, 10/10 - I highly recommend Rob and Independent UK Mortgages. Rob coached us from start to finish throughout our journey to securing the best mortgage. When we thought it wouldnt be possible Rob kept the faith and worked tirelessly to help us buy our dream home. When his opening times say 24/7, he really means it and he is never to busy to chat and advise. Thank you Rob...we really couldn't of done it without you!

We needed some help with a complicated buy to let re-mortgage along with a new purchase and contacted Rob. After we first spoke to him he did a lot of research and got back to us very quickly. From there on he helped us all the way through the 2 mortgage processes and made everything very easy for us. He always kept us fully updated and even sorted out solicitors for us and all our life insurance. Thanks Rob and we highly recommend you.

I wasn't sure who to turn to for my mortgage advice and Rob was recommended to me. I am so pleased I took the advice. From start to finish the service I have had has been exceptional. A personal approach and swift responses to my numerous questions and emails. Don't look anywhere else!

First time buyers and after being knocked back by several high street lenders we almost gave up. Contacted Rob for advice and he guided us through the whole process and got us a great mortgage offer. Very prompt and professional and definitely the reason we got a mortgage sorted. Highly recommended.

Rob Jones CeMAP & CeRER

Stockton Brook, S-o-T, Staffordshire

By using the latest technology we match your own personal requirements to the best possible UK mortgage available.