Covering Staffordshire & Cheshire we will always find the very best Mortgage / Equity Release product for you. Unlike Banks and Building Societies, who can only offer their own products, we have whole of market access to all 69 UK Mortgage & Equity Release providers. Once we understand your personal requirements we will always find you the best product available.
With over 1,000 branches having closed over the last 2 years it is becoming increasingly difficult to see a mortgage adviser at your own Bank or Building Society.Simply give us a call for a telephone consultation of to arrange a face to face appointment.
Deciding to move home or re-mortgage your existing property are big decisions and it’s extremely important that you obtain the best interest rates available. With whole of market access, we will always find the best product for you.
Buying your first home is one of the biggest decisions you will ever make. Quite often people don’t know where to start and find it very stressful. We will help and advice you through the whole process until you move into your new home.
With tax rules changing over the next 4 years and stress tests becoming far more aggressive, the Buy To Let market is becoming increasingly complex. At Independent UK Mortgages we are always up to date with the latest changes and offer professional advice.
Contrary to belief a poor credit score won’t necessarily stop you from getting a mortgage. We work with a panel of lenders who assess each case on a case by case basis. By analysing your credit file we will know which lenders will consider offering a mortgage for you.
These products allow you to access some or all of the money tied up in your house. Many retired people find themselves ‘asset rich and cash poor’. Equity Release products allow you to release cash from your property. You may wish to help your children buy their own house, have more to spend in retirement or even pay off your existing mortgage.
In general people are comfortable insuring their home and contents, cars, phones and domestic appliances etc. However many people don’t insure their lives or their incomes. How would your family cope if the unexpected happened and how would you cope if you could not work through illness?
If you’re interested in any of the services we provide, just give us a call.