Home Movers Mortgage
We offer a comprehensive service for all your mortgage requirements. Whether you are moving home or looking to remortgage your existing property we are here to help.
With more and more Banks and Building Societies closing their branches it is becoming increasingly difficult to arrange a meeting with a mortgage adviser. Here you can arrange an appointment with a fully qualified mortgage adviser within 24 hours.
The Mortgage Market Review (MMR) implemented in April 2014 introduced far more regulation with regards mortgages, especially in terms of affordability checks and lending criteria. At Independent UK Mortgages we fully understand lenders affordability calculations and lending criteria. Once we understand your own situation and requirements we will be able to find the best lender and best possible product for you.
Lack of timely communication between relevant parties during the mortgage process generally causes problems and delays. Once appointed as your mortgage adviser we will communicate in a timely way and regularly update your estate agent, your solicitor, your lender and of course yourself, at every stage of the process.
As your mortgage adviser at Independent UK Mortgages we will:-
- Arrange a free appointment by phone or Face to Face within 24 hours
- Find you the best possible mortgage to match your personal needs
- Calculate how much you can borrow with all lenders (they are all different)
- Let you know what your monthly payments will be
- Obtain a Decision In Principle within 24 hours
- Look for Cash Back offers & Free Valuations
- Fully analyse your credit file should the need arise
- A mortgage broker will manage the whole process until you get the keys to your new home